{"id":47156,"date":"2026-08-27T11:29:48","date_gmt":"2026-08-27T05:59:48","guid":{"rendered":"https:\/\/www.mirrorfly.com\/blog\/?p=47156"},"modified":"2026-09-07T11:21:24","modified_gmt":"2026-09-07T05:51:24","slug":"build-video-kyc-platform","status":"publish","type":"post","link":"https:\/\/www.mirrorfly.com\/blog\/build-video-kyc-platform\/","title":{"rendered":"How to Build a Video KYC Platform with a Low-Code Solution [5 Steps]"},"content":{"rendered":"\n

This guide covers how to build a video KYC app using Java for customer identity verification. We have included the technology behind video call verification, use cases, and benefits for businesses dealing with online payments in 2026.<\/p>\n\n\n\n

First, let’s understand the basics.<\/p>\n\n\n\n

<\/span>What Is a Video KYC Platform?<\/strong><\/span><\/h2>\n\n\n\n

A video KYC platform is a solution that allows banks and financial businesses to verify customer identity in real-time and from the convenience of their home. This remote verification combines technologies such as optical character recognition, liveness detection<\/strong>, and facial recognition<\/strong>.<\/p>\n\n\n\n

Developers and enterprise owners build the video KYC app using a custom CPaaS<\/a> solution. It helps integrate video calling and verification capabilities such as biometrics, watchlist screening, and document check quickly. It also complies with video KYC regulations and protects sensitive customer data.<\/p>\n\n\n\n

Now, let\u2019s see the backend technologies before diving into the build process.<\/p>\n\n\n\n

\n
\n
\n
 <\/div>\n<\/div>\n
\n
Want to build a white-label Video KYC App Using Custom Video API?<\/div>\n
Contact Sales<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n

<\/span>Video KYC Architecture: How It Works<\/strong><\/span><\/h2>\n\n\n\n

The video KYC verification is a simple process. But its architecture involves complex WebRTC, STUN\/TURN servers, and verification layers. Developers can either build the video KYC platform from scratch or use an API provider.<\/p>\n\n\n\n

What happens in the backend of a Video KYC platform:<\/strong><\/p>\n\n\n\n

\"Video
How a video KYC solution works from invitation to secure data storage<\/figcaption><\/figure>\n\n\n\n
    \n
  1. The agent first creates a chat room and sends an invitation link<\/strong> to the customer to join the same room. Meanwhile, the video KYC app checks whether the camera and mic are enabled <\/strong>on both devices. If not, a request is raised to ensure proper audio and video communication.<\/li>\n\n\n\n
  2. The customer joins the chat room and interacts with the agent to reveal their identity. During this process, the customer data is transmitted securely through the video chat API server.<\/strong> <\/li>\n\n\n\n
  3. The API provider itself manages the WebRTC and TURN\/STUN server. The video platform continuously monitors the network quality<\/strong> between customers and agents to provide real-time feedback about the connection status.<\/li>\n\n\n\n
  4. In the live verification process, the agent reviews the customer identity. The document capture, video recording, <\/strong>and AI moderation<\/strong> features help detect and prevent any spoofing attempts.<\/li>\n\n\n\n
  5. Once verification is approved, the customer data and consent information are stored<\/strong> for regulatory and audit requirements.<\/li>\n<\/ol>\n\n\n\n

    We can now dive into the core section.<\/p>\n\n\n\n

    <\/span>Building VKYC Platform<\/strong>: Scratch vs Self-hosted Video API Solution<\/strong><\/span><\/h2>\n\n\n\n

    Enterprises should evaluate their approach while creating a video KYC platform. Building everything from scratch takes a lot of time and effort. Whereas a self-hosted video calling API<\/a> offers a ready-made solution.<\/p>\n\n\n\n

    Build From Scratch vs Self Hosted Video API<\/strong> (Detailed Comparison<\/strong>)<\/p>\n\n\n\n

    Building from scratch<\/strong><\/th>Self hosted Video API<\/th><\/tr><\/thead>
    Internal teams build every feature<\/td>Access to pre-built video KYC<\/strong> features<\/code><\/td><\/tr>
    You control the servers, database, and   network routing<\/td>You get full data ownership<\/strong> and control<\/td><\/tr>
    Takes 6 to 12 months based on complexity<\/td>Deploy and launch in 48 hours<\/strong><\/td><\/tr>
    Limited flexibility at initial stage<\/td>Allows 100% customization<\/strong><\/td><\/tr>
    Requires infrastructure setup and maintenance<\/td>Flexible on-premises chat server<\/a> or a cloud server<\/td><\/tr>
    Needs additional effort for integration and migration<\/td>Dedicated team is available for integration and migration support<\/td><\/tr>
    Comes with a huge development cost ranging $100k<\/td>Offers a one-time perpetual license for <\/strong>enterprises<\/td><\/tr>
    Complete branding control with manual implementation<\/td>Low-code solution comes with a white-labeling option<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    Banks, enterprises, and finance teams choose a self-hosted video KYC API<\/a> for maximum privacy and customization.<\/p>\n\n\n\n

    <\/span>Build A Video KYC App Using a White-label Video Solution<\/strong><\/span><\/h2>\n\n\n\n

    We have explained the build process with the MirrorFly video call SDK for Android using Java 7 or higher version <\/strong>in this section. It involves 5 easy steps:<\/p>\n\n\n\n

    Step 1:<\/strong> Add the Video Calling SDK
    Step 2:<\/strong> Initialize the Video SDK
    Step 3:<\/strong> User Registration
    Step 4:<\/strong> Configure Connection
    Step 5:<\/strong> Make & Receive Video Call<\/p>\n\n\n\n

    First you have to create an account with MirrorFly<\/strong> by getting their license key. Then proceed the below steps.<\/p>\n\n\n\n

    Video Tutorial to Integrate the Video Calling SDK for Android App<\/a><\/span><\/strong><\/p>\n\n\n\n